Your permissions have been tested and it seems as though you can view the shops. Can you please confirm this.
The bank is your credits. Credits will be able to get you discounts in the official store of The Reefuge (The Reefuge is the vendor). You gain credits by being an active member of the community.
The points and trophies are a way of trying to get the user to post more on the forums. It is a built in feature that is standard with the forum software. Having said this, we would like to hear suggestions on how we can make it better. The trophies system has been neglected, but we would like to hear opinions on the matter.
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